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Understanding Your Credit

December 14, 2008

Although each credit reporting agency formats and reports this information differently, all credit reports contain basically the same categories of information. Your social security number, date of birth and employment information are used to identify you. These factors are not used in scoring. Updates to this information come from information you supply to lenders. Identifying [...]

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Posted by Terrence Askew | Filed Under Buying, Mortgages, Refinance | Comments Off 

Avoid Changes To Your Finances

December 14, 2008

Once your loan package has been sent to the lender, there are a number of things you should avoid doing that will change your financial picture. Remember, the lender is looking for stability and consistency. If you want the best interest rate, keep that in mind. Here are a few things to consider:The lender is [...]

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Posted by Admin | Filed Under Buying, Mortgages, Refinance | Comments Off 

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    Raymond & Karen R.

    Dear Terrence,

    We would like to thank you for helping us to save our house from bankruptcy.  All of our prayers and answers from GOD were heard, but especially, all the hard work you put in, along with your prayers and encouragement.  GOD Bless you now and in the future.

    Thanks again!

    Raymond & Karen R.

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