" 2009 January" Archives

Home Loans Nashville: What Do Points Have to Do With My Mortgage?

January 29, 2009

Home Loans Nashville: What Do Points Have to Do With My Mortgage? You may have heard of points when looking for a Nashville mortgage. Maybe your loan officer told you that you could trade points for a better interest rate. That sounds good, but just what are points? Let me give you a better idea [...]

Posted by Terrence Askew | Filed Under Buying, Mortgages, Refinance | Comments Off

Should You Get A 15-Year Mortgage On Your Nashville Home Loan?

January 28, 2009

Should You Get A 15-Year Mortgage On Your Nashville Home Loan? There are lots of financing options on your new mortgage, if you can meet the credit guidelines. Most lenders prefer to use 30-year mortgage loans. With a longer loan term, the lender can collect more money in interest over the life of the loan. [...]

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Nashville Home Loan: What Are The Closing Costs?

January 27, 2009

Nashville Home Loan: What Are The Closing Costs? You’ve found the perfect Nashville real estate and the mortgage loan with the best interest rate you can find. What’s next in the home buying experience? Signing the contracts and paying the closing costs. But what exactly are closing costs? Here is a list of the most [...]

Posted by Terrence Askew | Filed Under Buying, Mortgages, Refinance | Comments Off

Nashville Home Loan: Quick Tips for Getting Started on Your Refinance

January 26, 2009

Nashville Home Loan: Quick Tips for Getting Started on Your Refinance When you refinance your existing mortgage, you are essentially paying off the existing mortgage debt and replacing it with a new loan. Many of the same costs are involved in refinancing a loan as are in first-time financing. To start with, the lender will [...]

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Buying a home is an exciting time!

January 25, 2009

Buying a home is an exciting time, but also one that brings on many questions. I found this website on the U.S. Department of Housing website and thought it may help you. http://www.hud.gov/offices/hsg/sfh/buying/buyhm.cfm Some of the questions really hit home! – HOW DO I KNOW IF I’M READY TO BUY A HOME? – HOW DO [...]

Posted by Terrence Askew | Filed Under Buying, Mortgages | Comments Off

Nashville Home Loan: If you are buying a home, the bottom of the market may be here.

January 25, 2009

Nashville Home Loan: If you are buying a home, the bottom of the market may be here. Recent market trends in Nashville real estate have been downward. Average home sales at all levels of home values and in all localities have continued to move lower. This trend is also evident in the stock market, as [...]

Posted by Terrence Askew | Filed Under Buying, Mortgages | Comments Off

Nashville Home Loan: Things You Should Know.

January 22, 2009

Nashville Home Loan: Things to Know Before Buying a New Home or Refinancing Times are critical. The days when people just rushed into things just because they were billed cheap and affordable are gone. We are living in financially messed up times and every single investment you plan to make should be analyzed to establish [...]

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Are You Ready To Own Nashville Real Estate?

January 10, 2009

You’ve finally decided you want to buy a piece of Nashville real estate. What do you do now? Here are a few tips for getting the best deal for your money: Check Out Your Credit The first thing you’ll want to do is order a copy of your credit report from the three major credit [...]

Posted by Terrence Askew | Filed Under Buying | Comments Off