Mortgage Options

Mortgage Information From a Trusted Source

Mortgage Information From a Trusted Source

We can tailor a mortgage loan that fits your needs. Below are just some of the options that we offer:

  • FHA Loans Tennessee
  • VA Loans (Veteran Home Loans)
  • USDA Rural Development Loans (No Money Down Home Loans)
  • Investment Property Loans
  • Second Home Loans
  • Home Construction Loans

These are only a few of the mortgage loans that we offer.  We can help get the lowest rate in Nashville, Brentwood, Murfreesboro, Clarksville, and all of Tennessee from a trusted source that you can use time and time again.  Our goal is to become your trusted advisor in all your home mortgage loan decisions.

Under Water Home Owners Gets Help: HARP!

HARP 2.0 May Be The Answer

Let’s say you are a home owner in Tennessee. You purchased your home before June of 2009. During that time rates were a lot higher than where they are today. You may have tried to refinance your home in the last year or so. Did they tell you that your mortgage balance is a lot more than what your home is worth? Sadly, I have been hearing this more often in not in the last couple of years. It was no fault of your own that your home value decreased after you purchased your home. I am sure you bought this home as a life long investment. All you are trying to do is to lower your interest rate to these historical lows that they are at now. So what can you do to refinance at today’s rates if your owe more than its worth? Luckily home owners in my state of Tennessee and all throughout the country have an answer, HARP 2.0 (Home Affordable Refinance Program)!

What Can I Do To Benefit From This Program?

Recently I created a page devoted to this program. You can read more about how this program may benefit you and also learn to see if you qualify. For some, this may be the only option to refinance at these rates. We all know that the value of your home will increase overtime. The question is, when? To learn more about this program click the link below.

HARP REFINANCE 2.0

Is Real Estate The New Gold?

Real Estate May Be The New Gold! I have been receiving a lot of questions lately about when should I buy a home. You see a number of my clients were waiting until the 2012 to purchase a new home. I am sure by now you know with the current housing market being battered for a number of years, most of... Read more →

Why Finding A Professional Tennessee Mortgage Broker Is Imperative Now More Than Ever!

  It Can Be Done!  Why Finding A Professional Tennessee Mortgage Broker Is Imperative Now More Than Ever!   Finding a professional Tennessee mortgage broker can be the difference in closing on time or maybe not closing at all! We all have heard how the foreclosure market is bringing home values down.... Read more →

How Misinformation Is Holding Some People Back From Getting Tennessee Home Loans

Is misinformation holding you back? With all of the negative information about mortgages and housing prices, I can see why people believe that getting a Tennessee Home Loan is next to impossible. It couldn’t be further from the truth. For example, a customer called me a week ago about buying... Read more →

Buy Now Or Wait?

If you are looking at buying a home, the infographic above tells the whole story. With all of the financial experts saying that it makes great financial sense to purchase a home today. The graphic explains in detail about buying a home in 2003 for $250,000 at a interest rate of 5.88% compared to today’s... Read more →

5 Things You Need To Take Care Of Before You Can Get A Tennessee Mortgage

5 Things that you need to address in order to get approved for a mortgage in Tennessee As the saying goes, bad things happen to good people. We all have suffered set backs from time to time. In my business, these set backs can make you go from pre-approved to denied for a Tennessee mortgage. In this... Read more →

Are You Going To Continue Letting Your Credit Score Hold You Back?

We all know that having a decent credit score (not great) is the key to buying a home. Unfortunately most people don’t realize that you do not have to lay down and give up on improving your score. The Fair Credit Reporting Act allows us an opportunity to right our wrongs. The sad truth is that... Read more →

Getting Married? Forget About A Toaster, Have Them Pay Some Of Your Downpayment Instead!

If you are getting married and also looking for a new house, the Federal Housing Administration (FHA) home loan in Tennessee may be something that you may need to look at. Let’s be serious for a moment, who needs a new toaster? Fine china, how often will we use that? A George Foreman grill, really?... Read more →

Why Every Home Buyer Should Be Pre-Approved

I just recently got off the phone with a couple who have been looking for a TN Mortgage on a home for a year now. After going to a number of open houses and shown more than enough homes to count, they settled on a nice home just on the outskirts of Nashville. Based on the couples “wish list”,... Read more →

Top 3 Things To Know About A USDA Rural Development Home Loan In Tennessee

  Top 3 Things To Know About A USDA Rural Development Home Loan In Tennessee If you are buying a new home, a USDA Rural Development Home Loan in TN may be a option to consider. I have wrote a more detailed post about these loans here: USDA Rural Development Home Loan Tennessee This article is to help... Read more →

 

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    Dwayne P.

          Terrence, Sorry it has taken so long to get back to you. Just wanted to say thank you for everything you done for us in purchasing our home. You were very professional in every way and answered any questions I had along the way, if you didn’t have an answer right away [...]

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