We can help you buy that new home in Nashville or anywhere throughout Tennessee!
We love working with new Home Buyers! As a matter of fact, working with first time home buyers and move up buyers is one of our specialties! With can offer different options for your home loan, we can help make your mortgage payment affordable. There is something special about helping people achieve the goal of homeownership. Seeing people actually realize their dream of owning their own home makes our job worthwhile!
Buying a home can be a source of anxiety, frustration — and a huge sense of accomplishment. You didn’t pick the house that was best for someone else, you picked the one that’s right for you! Trust our professional mortgage experience to review all of the different home loans to match one that best fits your needs, too. “Less paperwork and more personal attention” means you enter a frustration-free zone from application to decision. Getting the right home mortgage is like getting the keys to your new house! We can help you get there.
In addition to offering the best mortgage loan rates and programs in Tennessee, we also have solid relationships with some of the best Realtors and real estate agents in the Nashville TN area (as well as throughout all of Tennessee.) If you are just beginning your home loan search and have not yet located a Realtor you can trust, allow us to help match you with the right agent. The advantage of working with agents we have working relationships with is great communication. While we can work with any agent you choose, our preferred agents know us and we know them. This assures you that nothing gets over looked.
The current state of the mortgage and real estate market in Tennessee is a lot better than national average. I created an article a few weeks ago titled; “
If you are waiting on home prices to go lower, you may have missed the boat“. In this article I explained how Tennessee real estate is probably the most stable in the nation. If you looking for real estate in Tennessee, now may be the time to proceed with a purchase. Tennessee mortgage rates are currently stable but they are at there highest point all year. With Tennessee mortgage rates rising and Real Estate prices possibly increasing, now may be the time to pull the trigger.
What are the Economist predicting?
Most economist predict that the current recession that we are in will end this year. Coupled that with the $8000 first time home buyer tax credit (if you haven’t owned a home in 3 years) expiring at the end of the year. You window of opportunity will close in 6 months. Current Tennessee mortgage rates and with the influx of people looking to buy homes, we may see an increase in housing values sooner than 6 months. Based on some reports, real estate Clarksville Tennessee is up over 9% compared to this time last year. Compare that with
Middle Tennessee real estate which is off by 6% compared to last year.
What should I do now?
Go ahead and get pre-qualified for a mortgage in TN. This will give you an idea in where you stand and how much you should qualify for. This will also allow you to place an offer on a property right away. In some markets, sellers are getting multiple offers. If you have a pre-approval in hand, this may make all the difference in getting that new home. If you are asking can I help you? I sure can! To begin, go to my
pre-qualification worksheet. I will contact you as soon as possible to get further details of that new home. We should know how much you qualify for on that call.
I look forward to hearing from you and remember, don’t wait for change, create it!
For some who are looking for a new home, one thing most overlooked is the
mortgage. TN homebuyers, first time buyers or seasoned, shouldn’t miss this important piece. I know that you are geared up to buy a new home. You’ve saved for your down payment and now you are sure you have found find... Read more →
Nashville Mortgage Rates are holding steady after a couple of weeks in which rates increased. Should you worry about rising rates? It all depends on your situation. If you are buying a home, an increase in rates will reduce your buying power. A higher rate means a higher payment. This will have a huge... Read more →
I am sure we all know that your credit score determines if you qualify for the best interest rates available for your new home mortgage in Nashville (or anywhere throughout Tennessee). We hear all of the chatter about having a good credit score. In some ways, the current economic crisis is due to a large... Read more →
I was asked recently if
Nashville home loans are easier to get now versus a year ago. Well the answer to me is yes. It appears that the majority of delinquent mortgages of the past are almost behind us. Because of this
home loans Nashville and throughout Tennessee are on the rebound. If you are using... Read more →
I was talking to a client of my mine the other day. She is a first time homebuyer and is in the market for a new home. One of the reasons she is looking now is due to the $8000 Federal First Time Home Buyer Tax Credit. Another reason she is looking now is because of the lowest interest that we have seen... Read more →
Contrary to popular belief,
No Money Down Home Loans in Tennessee are still available in Tennessee. A year or so ago Down Payment Assistance programs were shut down. It allowed for someone to receive a gift that would be used for a down payment on a new home. This “gift” didn’t have... Read more →
Finding the right
Smyrna, Tn homes for sale can take a lot of work. With the overflow of houses on the market and the uncertainty of economy, it is hard to determine if now is a good time to buy a home in Smyrna or anywhere throughout TN. It doesn’t matter if you are a first time homebuyer or... Read more →
First time homebuyers in the Middle Tn area are snatching up all of the bargains in the real estate market.
Homes for sale in Goodlettsville,Tn is no exception. First time homebuyers made up 53% of all homes sold in March of this year. Also according to the National Association of Realtors, they expect... Read more →
Before you begin the search for a
homes for sale Hermitage, Tn, it is best to find out how much you can qualify for. We would love to be a partner in this process. The first step is getting a pre-approval. This will be a good leading off point to know what you will able to afford. Do you know how much... Read more →
We would like to thank you for helping us to save our house from bankruptcy. All of our prayers and answers from GOD were heard, but especially, all the hard work you put in, along with your prayers and encouragement. GOD Bless you now and in the future.
