UPDATE: WE CAN OFFER VETERAN (VA) HOME LOANS IN Tennessee, Georgia, Kentucky, Alabama, Mississippi, Arkansas, North Carolina, South Carolina, And Florida. Call me at 877-315-0683 ext 7204
Veteran (VA) Loans
Tennessee, Georgia, Kentucky, Alabama, Mississippi, Arkansas, North Carolina, South Carolina, And Florida VA Loans
First of all, I want to thank each and every Veteran for their service to our country. My name is Terrence Askew. I have helped many Veterans like yourself with a VA Loan. Being a Veteran (US Navy Corpsman), not only do I understand these loans offered through the Veterans Administration, I can help guide you through the process of getting you an approval. You may have orders to Ft Campbell, Ft Benning, Ft Knox, Ft Stewart, or maybe you are a Veteran, I can guide you through the process smoothly. For some lenders, these loans are a little more detailed and time consuming. Because of my experience with these programs, we can get you through the process a lot smoother. Cutting time in the process.
My Main Focus is You!
My focus is to make sure that I give you all of your options that are available to you. With changes in lending practices due to the economic crisis, a Veteran Home Loan is even a better option for some who are seeking a mortgage. Not only can you buy a home with 100% Financing, you can refinance your current loan to a VA Loan as well.
You may qualify for a VA Loan if you fall into one of the following categories:
Active-duty Veterans discharged during WWII or later, without the status of “dishonorable”
Active-duty Veterans with at least 90 consecutive days of service during major conflict
Peacetime Veterans and active-duty personnel with at least 180 days of consecutive service
Enlisted Veterans whose service began after 1980, or officers whose service began after 1981, and who have served at least 2 years.
National Guard and selected Reserve members may also qualify. Check your eligibility with a qualified VA Loan Specialist if you have any questions.
Different VA Loan Options
Buying a New Home
New Home Construction Loans
Cash Out Refinance to pay off debt or Home Improvement
Interest Rate Reduction Loan to lower you interest rate
To talk about all of the options available to you, please contact me.
VA Loan help for a Veteran, by a Veteran!
Even if a VA Loan is not your best option, I will be glad to help you with that decision. To see what we can do to get you qualified, fill out the form below. All inquiries will receive a Free VA Home Loan Handbook. If you are looking to refinance a current VA Loan or if you are looking to buy a new home, Give me a call to help. Call 877-315-0683 ext 7204.
FILL OUT THE FORM BELOW TO GET STARTED!
Tennessee, Georgia, Kentucky, Alabama, Mississippi, Arkansas, North Carolina, South Carolina, And Florida VA Loans
If you are looking for Tennessee home refinance FHA programs, you are in luck. Not only can we help home owners in Nashville ,TN, we can help many home owners in almost every city and state in the country (we focus on Tennessee in this post for the search engines to make a long story short…anyhow). This post is designed to give you an idea on why refinancing this loan could possibly benefit you. Let me give you three reasons.
Benefits Of A FHA Refinance
The obvious reason is to lower your rate and monthly payment. If you got your FHA loan a couple of years ago, interest rates may be a lot lower now compared to then. I have refinance a number of clients recently that realized an considerable savings on their mortgage payment.
You could do a FHA Streamline Refinance. This option is streamlined because in some cases you may not need an appraisal. You may also benefit from reduced paperwork. Saving you time and the process saving a few trees!
Lastly, saving a few years of your mortgage could be an option. For some, your mortgage payment may already be affordable. You possibly got a 30 Year fixed rate when you took out your mortgage. If thats the case, have you thought about a 15 Year fixed loan? Some of my clients refinance into a 15 Year Fixed FHA loan and was paying almost the same monthly compared to a 30 Year Fixed. Imagine how much you could save on the life of the loan if you were able to shave off 10 years of mortgage payments? Think about this, how much are you paying a month? Multiply this by 120 months. What figure do you come up with?
What Do You Do Now?
Give me a call! This article is designed to let you know that you may have options in saving money on your mortgage. I know that everyone situation is unique. Because of this, contact me and I will know in a few minutes if refinancing your current FHA loan is an option for you. My phone number is (615) 294-6534. If time is not on your side right now, fill out the contact link below. Just let me know what would be a good time to call.
HARP 2.0 May Be The Answer
Let’s say you are a home owner in Tennessee. You purchased your home before June of 2009. During that time rates were a lot higher than where they are today. You may have tried to refinance your home in the last year or so. Did they tell you that your mortgage balance... Read more →
Real Estate May Be The New Gold!
I have been receiving a lot of questions lately about when should I buy a home. You see a number of my clients were waiting until the 2012 to purchase a new home. I am sure by now you know with the current housing market being battered for a number of years, most of... Read more →
It Can Be Done!
Why Finding A Professional Tennessee Mortgage Broker Is Imperative Now More Than Ever!
Finding a professional Tennessee mortgage broker can be the difference in closing on time or maybe not closing at all! We all have heard how the foreclosure market is bringing home values down.... Read more →
Is misinformation holding you back?
With all of the negative information about mortgages and housing prices, I can see why people believe that getting a Tennessee Home Loan is next to impossible. It couldn’t be further from the truth. For example, a customer called me a week ago about buying... Read more →
If you are looking at buying a home, the infographic above tells the whole story. With all of the financial experts saying that it makes great financial sense to purchase a home today. The graphic explains in detail about buying a home in 2003 for $250,000 at a interest rate of 5.88% compared to today’s... Read more →
5 Things that you need to address in order to get approved for a mortgage in Tennessee
As the saying goes, bad things happen to good people. We all have suffered set backs from time to time. In my business, these set backs can make you go from pre-approved to denied for a Tennessee mortgage. In this... Read more →
We all know that having a decent credit score (not great) is the key to buying a home. Unfortunately most people don’t realize that you do not
have to lay down and give up on improving your score. The Fair Credit Reporting Act allows us an opportunity to right our wrongs. The sad truth is that... Read more →
If you are getting married and also looking for a new house, the Federal Housing Administration (FHA) home loan in Tennessee may be something that you may need to look at. Let’s be serious for a moment, who needs a new toaster? Fine china, how often will we use that? A George Foreman grill, really?... Read more →
I just recently got off the phone with a couple who have been looking for a TN Mortgage on a home for a year now. After going to a number of open houses and shown more than enough homes to count, they settled on a nice home just on the outskirts of Nashville. Based on the couples “wish list”,... Read more →
Terrence, Sorry it has taken so long to get back to you. Just wanted to say thank you for everything you done for us in purchasing our home. You were very professional in every way and answered any questions I had along the way, if you didn’t have an answer right away [...]